Portfolio Design

The portfolios we build optimize results based on a client's objectives.

Winged Keel evaluates each client's unique circumstance and is capable of creating customized analytics to evaluate the economics of various insurance product and planning alternatives. Choosing the right combination of elements, specific to each client's scenario, has a very meaningful effect on policy performance. Elements to consider include: product selection, insurance company diversification, premium funding duration, and financing methods. Throughout the process,

 

Winged Keel works closely with the client and the client's other professional advisors.

Our clients generally own life insurance outside of their taxable estates in irrevocable trusts. These trust are often funded through a combination of gifting and financing methods, including: lifetime exemption an annual exclusion gifts, intra-family loans, private split dollar, installment sales, and Grantor Retained Annuity Trusts (GRATs).