Representative Projects

Major Executive Recruiting Firm - Winged Keel Group designed a "group term replacement" plan that insures each of the Managing Directors for $1,000,000.  For a cost comparable to the firm's original group life insurance premium, the benefit design we developed will generate significant cash values at retirement.

Investment Banking Boutique - Managing Directors and Vice Presidents of a sophisticated "boutique" investment bank participated in a guaranteed issue separate account life insurance program insured with an AAA rated carrier.  Winged Keel Group originated the plan and provides ongoing administration services.

International Law Firm - One of the largest law firms in the world turned to Winged Keel Group for the design of a customized partners' life insurance plan. Over 150 partners were insured with portable individual policies.  Unique features of the plan include the level of guaranteed issue coverage available (up to $1.5 million), the quality of the insurance company, and the competitive rate structure.

Split Dollar Insurance Plan - Winged Keel Group designed a Split Dollar life insurance benefit for the subsidiary of a Japanese financial services company to insure a select group of executives.  Under the plan, the company advances premiums for permanent life insurance and retains a collateral interest in the policies.  The plan will eventually reimburse the company for all premiums advanced, plus a factor for the cost of funds utilized.  Over time, each executive is expected to have significant policy cash value that can be used to maintain a long-term life insurance benefit.

Phantom Stock Funding - Winged Keel Group administers a 20 year-old phantom stock plan for the senior executives of a privately held consumer products company with over $3.5 billion in annual sales.  The company gets back, with interest, the costs of offering this plan by using corporate-owned life insurance (COLI) acquired from five different life insurance companies. This funding includes both general account (fixed income-oriented) and separate account (equity-oriented) COLI products.

Supplemental Executive Retirement Plan - One of the most acclaimed specialty jewelers in the world retained Winged Keel Group to design and fund a Supplemental Executive Retirement Plan for its key executives.  The plan targets a retirement benefit approximately equal to 60% of final average pay.  The vesting and benefit accrual schedules combine to provide a "golden handcuff," making it difficult for competitors to hire away the company's most experienced leaders.

Executive Long-Term Disability

Variable life insurance products are long term investments and may not be suitable for all investors. An investment in variable life insurance is subject to fluctuating values of the underlying investment options and it entails risks including the possible loss of principal.

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business in that state.